Housing Bubble Malaysia

The upward trend of housing industry in Malaysia lately, the probability of bubbling remain high. Government wanted to suppress inflation, its then leverage on low interest rate (revised on May 2011), however the on going of low interest created house price to escalating high, this could be beneficial to house owner for short term, but to public, the affordability issue arise especially in urban area.

Government may be considering, as long as the house price continue to rise, the economics will improved, the capital flow in market should be adequate, this could be politicised due to fish votes. Low interest can stimulate market; enable more dynamic and robust growth, but its also creating inflation. Government starts controlling over-whelming speculative activities, however the outcome remains uncertain.

bubble

 

(Photo : Bangkok Post)

The over-heated housing prices is not only an regional issue, the inequality of income vs. house price caused many incapable to own their dream house and situation is getting worst…

Full analysis – Download Housing Bubble Malaysia

The original article is written in Chinese, published on 20 May 2011 on blog 

KangXi The Great Emperor !

The article is about Emperor KangXi of Qing Dynasty, the last dynasty of feudalism China.

The analysis focus on how Emperor KangXi deal with hurdle and managed challenges.

KangXi created (together with his son YongZheng and grandson QianLong) the longestshengshi” (盛世) or “flourishing age“ (times of peace and prosperity) in the whole history of feudalism China ! Its last about 100 years.

KangXi is Manchurian, minority ethnic called “Manzhu”(滿族), originated from north east of China. Manchurian are generally considered less civilived compare to majority Han(漢) due to normative culture and lower humanistic quality.

However, even as minority, KangXi able to manage to win the Han supports over his administration, he respect and follow the teaching of Confucius. Confucianism formed a fundamental  of KangXi’s administration especially the use of “ren“(仁)or benevolence.

Emperor KangXi

Download article : Kangxi (Written in Chinese)

Strategic Analysis – BlackBerry

Purpose of the report is to assess current strategic position of Blackberry in smart-phone industry. As you are aware, world smart-phone market is crowded and extremely competitive. With the latest quarter 4, 2012 forecast from IDC, smart-phone operating system (OS)  currently lead by Android (Google) at 70.1%, iOS of Apple captured 21%, Blackberry at 3.2% and Windows Phone at 2.6%. Worldwide market growth at 41.7% while Blackberry declined by 43.1%. In short, Blackberry is in crisis, immediate attention based on features, benefits and usability already overcome during the launch of Blackberry 10 OS (BB10) and introduction of Z10 smart-phone on 30 Jan 2013, despite the lose of market share, Blackberry have 79 million users (worldwide) . However smart-phone market is robust with rapid changes both in software, hardware innovation and competition of mobile ecosystem, it certainly crucial for Blackberry to establish a sustainability business model to cater for near to long term challenges before losing any of current 76 million subscribers As for financial year of Q4 2013, Blackberry just lose another 3 millions subscribers.

Blackberry-Logo

For more analysis and recomendations.

Kindly download the below report for FREE !

Foundations of Business Strategy – BlackBerry